Our risk management covers all investment strategies that are not forecast-driven or require no explicit market opinion. Examples of these rule-based asset management include passive index mandates, guaranteed value concepts or currency overlays. Universal-Investment offers all services in this area with the exception of advice services. The consulting mandates, especially for other investment trusts, are taken over by Universal-Investment-Luxembourg S.A., either via Luxemburg itself or by the branch of Universal-Investment-Luxembourg S.A.